Managing Traffic Fines in the UAE: Easy Steps to Convert to Monthly Payments

Managing Traffic Fines in the UAE: Easy Steps to Convert to Monthly Payments

In the UAE, accumulating substantial traffic fines can be a cause of concern for many drivers. However, the Ministry of Interior has introduced a practical solution to help motorists transform their hefty fines into manageable monthly instalments. This initiative, which allows you to divide your fine amounts without incurring profit or interest charges, offers a sigh of relief for those looking to settle their dues conveniently.

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Banking Partners Offering the Service

In 2021, the Ministry of Interior established a Memorandum of Understanding (MoU) with four of the UAE’s prominent national banks to provide this service to motorists. The participating banks include:

  1. First Abu Dhabi Bank (FAB)
  2. Commercial Bank of Dubai (CBD)
  3. Emirates Islamic
  4. RAKBank

How to Utilize the Service

The process is designed to be user-friendly, allowing drivers to choose from flexible payment plans known as Easy Payment Plans (EPPs). These plans can be spread over 3, 6, 9, or 12 months, providing motorists with the flexibility to tailor their payments to their financial situation.

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However, it’s important to note that there may be a minimum fine amount, typically around Dh1,000, that is required to avail of this service through your chosen bank. This requirement ensures that the service is geared towards helping those with substantial fines to manage.

The procedure for converting your traffic fines into EPPs may vary depending on the bank you select. It’s crucial to reach out to your bank and follow their specific process, which will typically involve providing details of your fines and selecting a suitable payment plan.

If you’re considering using this service, here are the contact details for the participating banks:

  • First Abu Dhabi Bank (FAB): 600 52 5500
  • Commercial Bank of Dubai (CBD): 600 575556
  • Emirates Islamic: 600 599995
  • RAKBank: 04 312 0000

By taking advantage of this initiative, UAE drivers can breathe easier knowing that they have a practical option for managing their traffic fines without the burden of lump-sum payments. This service aligns with the UAE’s commitment to making life more convenient for its residents and visitors. So, if you have accumulated traffic fines and are looking for a solution that suits your budget, consider converting them into monthly payments with the support of these banking partners.

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